1. Policyholder / 1,86,690 / Apply 14 lots - Can allocate 2 to 3 lots - Refund is expected by 13th can be used in other 3 open IPOs. 2. Retail / 27120 or 40680 / Apply 2 or 3 lots - Can get 1 lot allotment as fix but can get 2 or maybe 3 lots - Refund is expected by 13th can be used in other 3 open IPOs.